Is Venmo Just a Giant IOU List?
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YouTubeThe AI Century
Is Venmo Just a Giant IOU List?
Ever wondered how Venmo payments feel so instant? We break down the simple, genius architecture behind peer-to-peer payment apps. Key Takeaways: - Venmo uses an internal ledger (like a giant IOU list) to process transactions instantly between users. - The actual slow bank transfer only happens when a user 'cashes out' their Venmo balance ...
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