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قرض FHA (Federal Housing Administration) هو نوع من القروض المدعومة من الحكومة الأمريكية، والذي يهدف إلى مساعدة الأفراد في شراء منازل، خاصة لأولئك الذين قد لا يكون لديهم تاريخ ائتماني قوي أو دفعة أولى كبيرة. إليك بعض الشروط الرئيسية للحصول على قرض FHA: 1. الائتمان: يجب أن يكون لديك درجة ائتمانية جيدة. عادةً ما تتطلب FHA درجة ائتمانية لا تقل عن 580 للحصول على قرض مع دفعة أولى منخفضة (3.5%). إذا كانت درجة الائتمان أقل من 580، قد تحتاج إلى دفع دفعة أولى أكبر (عادةً 10%). 2. الدفعة الأولى: يجب أن تكو
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