Do you make more than $60k a year and have a marketplace plan (ACA)? You're overpaying and missing out on benefits. Let's break it down. Private health plans have lower premiums and max out-of-pocket for individuals making over $60k a year. That's because the more you make, the less Government subsidy you get towards healthcare. AND ACA (Affordable Care Act) plans don't travel with you and have a limited network. Private health plans have a national PPO network, so you can access medical provide

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Insurance expert: Get in early for open enrollment, annual enrollment