To drive legally in Michigan, state law requires you to purchase no-fault automobile insurance. The financial security that results from being insured is one of the most important reasons to …

Michigan's No-Fault law became effective October 1, 1973. It was created by state lawmakers to: Assure people injured in auto accidents are compensated, quickly and equitably, for medical …

So let’s start with a basic definition: no-fault insurance, sometimes referred to as personal injury protection insurance (PIP), can help cover you and your passengers’ medical expenses and …

In its broadest sense, no-fault insurance is any type of insurance contract under which the insured party is indemnified by their own insurance company for losses, regardless of the source of the …

Mar 2, 2023 · In a no-fault state, your insurance company initially pays for your medical bills and lost wages after a covered accident, up to your coverage limit, regardless of which driver …

Sep 5, 2025 · No-fault insurance, also called personal injury protection insurance (PIP), covers your medical expenses and loss of income, up to your coverage limits, regardless of who is at …

Feb 16, 2025 · No-fault insurance is designed to simplify the claims process and reduce litigation after an accident by focusing on providing prompt payment for specific losses rather than …

Dec 1, 2025 · With no-fault insurance, each driver uses their own auto insurance coverage to pay for their damages, regardless of who caused the crash. This precludes drivers from suing …

Aug 19, 2025 · No-fault insurance is a system of car insurance laws that requires drivers to use their own coverage to pay for basic medical expenses after a car accident, regardless of fault.

Dec 19, 2025 · No-fault car insurance, also known as personal injury protection or PIP, covers medical costs, lost wages and some other expenses for you and your passengers if you’re …