By applying a cash discount or surcharge at the point of sale, you pass the processing cost to the customer, fully compliant in all 50 states. You can offer a lower price for cash payments and a slightly …

Sep 2, 2025 · A cash discount program offsets the cost of credit card processing fees by encouraging customers to pay in cash. The system applies a small discount (up to 4%) to transactions paid in cash.

A cash discount program is a pricing strategy in which businesses offer customers a discount on the posted price of an item if they choose to pay by cash instead of electronic payment solutions like …

Nov 29, 2023 · While many consumers prefer contactless payment methods like credit cards or mobile wallets, many still opt to pay with cash at times. Here's how some business owners are creating cash …

Jul 24, 2023 · Read our guide to learn what is cash discount, legalities, how it works, and if your business will benefit from a cash discount program.

Jun 9, 2025 · This guide explores cash discount programs: how they work, how merchants can benefit from them, and more. Read ahead to save money on your business’s processing costs!

Apr 24, 2025 · That’s where a cash discount program comes into play. This guide will walk you through everything you need to know about cash discounting—from what it is, how it works, and how it …

Cash discount programs offer U.S. businesses a way to offset the 2%–4% fees associated with credit card transactions. By using a dual pricing model, businesses can eliminate these fees while …

Dec 8, 2025 · Learn how cash discount programs work, their pros and cons, legal compliance requirements, and how to implement them effectively with clear, updated guidance.

Jul 9, 2025 · This article will explore what cash discount programs are, how they work, and the pros and cons involved. Whether you’re a small business owner or a curious customer, this is your guide to …