5 Things to Know If You Hope to Retire at 62 - AARP
May 20, 2024 · Many people retire at 62 because that’s the earliest you can collect Social Security retirement benefits. But just because you can claim monthly benefits at 62 doesn’t always mean you …
Can I Switch From My Social Security Benefit to a Spousal Benefit?
Dec 5, 2025 · If your mate isn’t yet on Social Security, you can claim your retirement benefit at 62 (or later) and switch to spousal benefits when they do file.
When to Apply for Social Security to Start Benefits at 62 - AARP
Oct 10, 2018 · By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit. If you were born in 1964 or later, for instance, filing at 62 could reduce your …
Social Security Married and Divorced Spousal Benefits - AARP
Apr 16, 2025 · Learn the rules of Social Security Spousal benefits and how to maximize your monthly payments based on your spouse's or ex-spouse’s earnings.
If I Retire at Age 62, Will I Be Eligible for Medicare? - AARP
Jan 3, 2024 · How can I get health insurance before age 65? If you retire at 62 and lose your employer’s health insurance, you’ll need to find other coverage until Medicare begins. You have several …
Early Retirement Health Insurance - AARP
Apr 16, 2025 · Key takeaways If you retire at 62, you probably won’t be eligible for Medicare. Medicare for all but those with disabling chronic conditions begins at 65. One option to fill part of the gap is to …
What Is the Break-Even Age for Social Security? - AARP
Dec 11, 2025 · Calculating your break-even age can help you determine which Social Security claiming strategy will pay the highest total benefits over your lifetime.
If I Start Social Security Early, Will It Increase Later? - AARP
Oct 10, 2018 · If you file early and retire, you’ll be stuck with permanently reduced Social Security benefits. The financial implications can be huge.
What to Know About the New $6,000 Tax Deduction - AARP
Jul 8, 2025 · The new deduction does not affect tax status for more than 13.1 million Social Security beneficiaries who are under 65, including those who claimed retirement benefits at age 62 to 64 and …
Understanding Social Security Retirement Benefits - AARP
Apr 16, 2025 · The basics of social security retirement benefits, including how benefits work, how payments are calculated and awarded, and what you need to apply.