A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

What is Workers Compensation Insurance? Workers compensation provides medical payments, disability income and death and survivor benefits for an injured worker. Most state laws require employers to ...

Prescription medications are a necessary, albeit expensive component of any self-insured workers’ compensation program. Unfortunately, injured workers are often prescribed unnecessary prescription ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Businesses in most states are required to carry ...

Employers, employees and insurance companies all play a role in the workers’ compensation claims process. Many, or all, of the products featured on this page are from our advertising partners who ...

Some companies make the decision to self insure workers' compensation claims. Because an extremely large claim could cause financial damage to a small business, it is typical for a self-insured ...

When workers suffer injuries on the job, or sustain illness or injury away from the job that result in absence from work, in some cases disability or workers' compensation benefits are available.