No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern ...

Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

"What do you think about going without homeowners insurance?" It was a question I had been asked before. Tim is a past client who I helped buy a home in Shingle Springs several years ago. He told me ...

Fewer employee benefits are as hotly debated and misunderstood as level-funded and self-insured health plans. There's no denying an ability to tailor benefits to the workforce for cost savings and a ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...