Learn how to easily calculate your Required Minimum Distribution (RMD) for 2026. Follow our guide using the IRS Uniform ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

Market conditions and inflation have a significant impact on sustainable withdrawal rates. The 4% rule was intended to be a flexible guideline, not a strict law. Some advisors prefer dynamic ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Here’s What Your Retirement Spending Rate Should Be in 2026 New research shows that flexible withdrawal strategies can help you spend more in retirement. Christine Benz and Margaret Giles Dec 5, 2025 ...