Make your budget work for your real lifestyle—not the one on spreadsheets Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit ...

See how New Year's resolutions save money with simple habits that reduce daily expenses and boost your budget fast.

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

While there are many different types of budgets, they all serve as a framework for how you will spend your future cash. Sometimes aspirational and sometimes rigid, budgets are often a work in progress ...